Free quote · Same-day callback · Around 30 insurers
We choose the right insurance on your behalf.
We are not the sales rep of a single company. We compare quotes from nearly 30 insurers for you and choose the insurance that fits best, together with you. Private and group health insurance is where we are strongest.
We never ask for health details in our forms. We talk, at your pace.
Which one sounds like you?
We talk about the same work in three different ways, because needs differ.
For my company and my employees
Employee health cover, business premises, cargo, liability. A small team protected like a big company, without the admin burden.
Learn more FamilyFor my family and me
Private health, supplementary health, home, traffic, motor own-damage. Your policies explained in plain language, in one place.
Learn more Large GroupFor a large organisation
Group health, life and benefit programmes. Cross-insurer quote comparison and annual renewal management.
Learn moreOur specialty
Health insurance is where we do the most work.
Health policies are the most misunderstood insurance: cover tables, limits, hospital networks, waiting periods. We read them against the real needs of you and your family, not against a price list.
- Cover and limit comparison across insurers
- Check of the hospital and doctor network
- Review of your current policy before renewal
- Support during claims and pre-authorisation
We look into it for you
Not a price list, a reading of your needs.
How do we work?
We meet
On WhatsApp, by phone or at the office. We listen to what you want and what you dislike.
We compare
We lay the insurers' quotes side by side in plain language and explain clearly why one stands out.
We stay with you
The job does not end when the policy starts. Call us for renewals, changes and claims.
Insurers we work with
We are not tied to one company. We choose the one that suits you.
Logos belong to their respective companies and are used only to show our agency relationship.
inLog
Short, clear notes on cover, renewals and claims.
What is boat and yacht insurance? What does it cover and exclude?
Hull, machinery and liability cover, salvage costs and the exclusions people miss most often.
Read
How is boat insurance premium calculated? 8 factors that set the price
Value, age, cruising area and berth location, plus ways to keep the premium reasonable.
Read
What is ship insurance? Hull, P&I and what shipowners should know
Hull and machinery cover, P&I liability, war and strike risks and the class requirement.
ReadFrequently asked questions
Who is Santerna Insurance and where do you operate?
Santerna Insurance is an insurance agency with its office in Ümraniye. There are no borders in insurance: we serve customers anywhere in Türkiye by phone, WhatsApp and online meetings. We are not tied to a single insurer; we compare quotes from nearly 30 insurers for you.
Is getting a quote free?
Yes. We do not charge for preparing a quote or explaining the options that fit your needs.
Is it more expensive to buy through an agency?
Buying through an agency generally does not mean an extra fee; the agency's commission is paid by the insurer. In every quote we try to show clearly what the premium includes.
What information do you need for a quote?
It depends on the type. For health, age and number of people; for kasko, vehicle registration and licence details; for home, the address and floor area. Our forms do not ask for health details; if needed we talk by phone.
Let us call you.
Tell us your name, phone number and what it is about. We call back the same working day. No health details needed.
We are on the Anatolian side of Istanbul.
Visit us at the office, or we meet you where you are.
No borders in insurance · Neighbourhoods near our office
Kadıköy Ataşehir Üsküdar Maltepe Kartal Pendik Tuzla Ümraniye
- Address
- Saray, Site Yolu Cd Anel İş Mrkz No:5 K: 1, 34295 Ümraniye/İstanbul
- Phone
- 0 (216) 706 69 87
- Write, we reply right away
- Opening hours
- Weekdays 09:00 - 18:00
- Social media